Moving house on a budget

Moving can be time-consuming and stressful enough without having to worry about a huge bill at the end too. However there are a variety of ways you can help to reduce costs - and maintain peace of mind - when pulling up stumps. Read on for our guide to moving home on a budget.

Checklist for reducing costs when moving

Don't want to pay an arm and leg to move? Here are a few ideas that should help lessen the load:

• Moving requires supplies, such as boxes, tape, markers, paper and bubble wrap. See if you can get materials like boxes for free at your local liquor or grocery store. Another good tip is to check if friends or friends' workplaces (or your workplace) have boxes and other supplies around to give away, or sell for less
• Sell items you no longer need on eBay or by holding a garage sale. As well as having to pay for fewer things to move, you'll also have some extra pocket money
• If you're moving home without professional help, you may need to buy insurance from the truck rental company, since your regular coverage (home and vehicle) may not apply - call your insurance company and check
• Professional movers are legally liable for your stuff, but their level of liability can vary. In some cases, it would be better to pay for extra coverage than to replace lost or damaged possessions
• Moving certain big or expensive items (such as your treadmill or boat) may require special handling, which means extra charges. See if a friend or colleague can help with moving such items rather than using a truck rental company
• Compare quotes from moving companies to ensure you're getting the best deal and listen to referrals from family, friends or colleagues. If you're moving due to a work transfer, your work may even help chip in to cover the costs
• Pay your bills by their due dates to avoid late fees. Be sure to give sufficient notice to your phone service provider and any other utility companies, so that you don't rack up cancellation fees

Reducing costs when setting up your new home

The cost cutting continues when you start setting up your new nest. Here are a few tips:

• See if you can have deposits and connection fees from utility, phone and TV companies waived, if you have good credit or if the particular provider offers free installation deals
• Hire a locksmith to change the pins in your lock cylinders - it's cheaper than replacing the locks. If you're renting, the landlord may actually take care of this for you
• Need to furnish your entire space? Homeware chains, such as Ikea, have affordable options or you could head to op shops or garage sales for unique finds, which may just require a lick of fresh paint. These can always be replaced when you have built up more finances.
• If you're changing states, you'll typically need to register your cars and your driver's license in the new state. Factor these costs into your budget

When moving home it's always a wise move to plan as much as possible. Following these simple steps can save a lot of headaches on the road to your new home.